UNC Charlotte administers both need-based student financial aid and merit-based assistance. About 61% of the over $100 million administered by the University's Office of Student Financial Aid is based on financial need, with the remainder based on achievement, skills and abilities.
Whether aid is need-based or merit-based, there are two other distinctions: gift aid and self-help aid. Gift aid carries no repayment or service requirement, and is typically grants and scholarships. Self-help aid requires repayment or service in return, and is typically loans and employment.
Financial Aid at UNC Charlotte consists of grants, scholarships, loans and student employment. The Financial Aid Office attempts to determine an aid package which meets each student's financial need. Because of limited funds, the university is not able to meet the full need of all eligible students. If you have any questions, please contact our Financial Aid Department at 704-687-5504 or by e-mail.
Federal financial aid is primarily in the form of student and parent loans plus Pell Grants for lower income families. All freshmen students, regardless of family income, qualify for the Federal Direct Student Loans in the amount of $5,500. The Federal Direct PLUS Loan is available to parents for additional amounts up to total costs. We encourage you to complete the Free Application for Federal Student Aid (FAFSA) to determine any assistance which may be available.
The priority deadline for applying for financial aid is March 1st, and the school code for UNC Charlotte is 002975.